Alert:

A nationwide postal strike or lockout may occur as early as May 22, 2025. Dealer Members must take steps to ensure that document delivery requirements prescribed under CIRO Rules continue to be met.

Investor Alert:

Investors are urged to exercise caution when encountering Guaranteed Investment Certificate (GIC) offers online.

Guides for Investors

CIRO’s Guides for Investors section provides investors with general guidance on navigating investing and other challenges during various phases of life and personal circumstances. The Guides provide these investors with helpful information on various financial and investing basics, tips on how to safely navigate them, while providing them with guidance on how to avoid fraud and scams.

Guides

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We’ve prepared this guide to give you an overview of your investment options, who can help, and how you can protect yourself from scams.

Elderly couple reviewing documents

Managing your finances to maximize your retirement years is the goal of retirement planning. Your retirement strategy should strike a balance between your financial realities, requirements, and wants.

Canadian flag patch on camouflage sleeve

Canadian Armed Forces (CAF) members and their families face unique circumstances which can affect their personal finances. This guide aims to provide a general approach to managing finances, with key considerations and resources specific to your situation.

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Whether it's job loss, medical expenses, or challenges like a recession, a rise in interest rates, or the recent pandemic, here's a guide to help you find the way through tough times.

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This guide highlights some key considerations and provides a checklist at the end to help guide discussion with your partner.

Five people collaborating around the table with documents

In this guide, we demystify the world of investing and show you how taking control of your personal finances can be quite simple. Your future self will thank you.

Welcome to CIRO.ca!

You can find the Canadian Investment Regulatory Organization (CIRO) at CIRO.ca with our fresh look and feel.

The following sections of the legacy mfda.ca and iiroc.ca sites have been migrated to ciro.ca:

  • Enforcement
  • Hearings
  • Consultations
  • A unified member directory (Dealers We Regulate)
  • Advisor Report

We will continue moving items off MFDA and IIROC in 2024. Stay tuned for future updates.